Football Party Ideas: 4 Smart Ways to Save With Your Credit Card
‘Tis the season of football parties and competitive commercial-watching. And while all you really need is a few buddies, a television set and some munchies, if you plan ahead a bit, you can pull off a game-watching party that will be the talk of the neighborhood.
Here are four football party ideas that can help you easily save money using your credit card, while still throwing a game day party they’ll remember:
Upgrade Your TV
One area where you can spend and make the most impact is your TV, the vessel through which your crew will take in the big game and all games henceforth. So why not splurge a little and create an experience that is almost as good as being there?
Not entirely by coincidence, according to NerdWallet, January and February are the best months to score a deal on a new set. For the best deals, look for models that are being cleared out to make room for the new year’s stock.
Using your credit card to scour for deals is a great idea — earning points or cash back on a major purchase is a great way to leverage your credit card.
Also, check to see if your credit card offers a price protection guarantee. Discover will refund the difference up to $500 on eligible, identical items if you find a lower advertised sale price within 90 days of your purchase, up to $500 per item and $2,500 per year.
Save Money on Snacks
When it comes to your game day spread, you can go the potluck route, or you can surprise your friends with a catered celebration filled with deliciousness. Save money with your credit card by pre-ordering trays of food — hot wings, pasta, chili, gourmet macaroni and cheese, potato wedges and appetizers — from your favorite restaurants that offer cash back or similar points-based rewards program.
Splurge on Some New Furniture
The season of spectatorship also calls for some comfortable digs. January is a great time of year to save money on furniture — you can scoop up some great post-holiday deals on couches, recliners, coffee tables and more.
When you buy furniture, many stores offer in-store credit financing, but using your current credit card may net you a better deal overall, with the benefit of keeping your finances more streamlined. If you’re looking at low-cost financing, consider using your credit card’s balance transfer offers to help you make lower payments on your purchase. Or utilize rewards to earn cash back or points from the purchase.
Buy in Bulk
If you plan to serve beer, wine or other alcohol, stock up ahead of time by purchasing from a warehouse store or wholesale club. While you’re there, be sure to grab a few bags of chips, sodas, water and cleaning supplies.