Credit Card Basics

New to credit? No problem! From establishing credit to maintaining it, we’re here to help you get you started.

What is a Credit Card Number?

Credit card numbers are not randomly assigned. They're coded so that they identify the issuer and account holder.

What is a Balance Transfer?

A credit card balance transfer can be a great way to save some money. There are also some other benefits that come with consolidating your debts into just one…

What is a Good Credit Limit?

If your application for a credit card is approved, you'll receive a credit card limit. But, do you know how the limit is calculated and how it can change over…

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