Credit Card Basics

New to credit? No problem! From establishing credit to maintaining it, we’re here to help you get you started.

Why Are Metal Credit Cards Trending?

Credit card issuers initially came up with metal credit cards to appeal to their most affluent customers, but should you get one? Read why you might want to…

What is a Credit Card Balance?

While a credit card balance seems straightforward, fully understanding what it is can help you make better financial choices when it comes to spending…

Why Isn’t My Credit Card Working?

Have you ever encountered this problem and wondered why your credit card won't swipe? Here are seven possible reasons that could explain this phenomenon.

Can I Use a Credit Card Immediately?

While cash is always an option, many Americans prefer to use their credit and debt cards. Learn if you can use a credit card immediately and how to get your…

More in Credit Card Basics

What is a Credit Card Number?

Credit card numbers are not randomly assigned. They're coded so that they identify the issuer and account holder.

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