How Prepared Are You to Handle Finances After Graduation?

How prepared are you to handle your finances after graduation? Take this quiz to figure out if you’re already a master of your financial future, or if you need a little help. Because let’s face it, graduation can feel overwhelming. You might be stressed about job hunting, tying up loose ends (and loans) from undergrad, figuring out to handle your first credit card, or just trying to figure out what your adult life may look like. The last thing you need is one more thing on your plate.

Here’s a quiz to get you started! Answer the following questions and find out how much financial knowledge you possess — and where you may want to learn more.

A credit score of 800 is often considered:

a Excellent b Good c Poor

Holding a credit card balance from month to month is:

a Is totally free b Will cost you in interest

You apply for an apartment rental, but your application is rejected due to your credit score. You:

a Send an email begging to your would-be landlord to reconsider. b Request a copy of your credit report, assess it for errors, and make a plan to raise your score for the next time. c Call the landlord. You know your credit score, know it’s excellent, and wonder if the landlord may have made a mistake.

What is a Card Identification Number (CID)?

a The three-digit number at the far right on the back of your credit card, also called a card verification (cvv) number. b The 16 digit number on your credit card.