What Can You Do With the Discover App?

Using your smartphone or tablet to manage credit card payments or account activity may help you save time, money and hassles. If you are a Discover cardmember, you can use the Discover Mobile app (available via the Apple App Store or Google Play) and there you can perform most of the tasks that you’d perform on the Discover website or by calling customer service.

So, what can you do with the Discover mobile app?

  1. Manage Your Account
  2. Manage Your Payments
  3. Manage Your Rewards
  4. Manage Your Credit Cards
  5. Manage Your Mobile Alerts
  6. Manage Your Messages

1. Manage Your Account

From the app’s home page, you can check your current balance, last statement balance and any rewards you’ve earned. 

The Activity section of the menu allows you to pull up recent activity, search transactions, tag transactions, view statements and balance transfer offers. To keep track of the activity on your Discover card account, go to  Recent Activity  to see purchases, payments, accrued interest and charges. Filter results further by searching for transaction types and tag them for proper categorization.

2. Manage Your Payments

The Payments section of the menu shows current balance as well as previous statement balance.  It allows you to make a payment, see recent payment activity, view automatic payments, change payment due date and view the bank accounts you’ve connected to draw payments from. Making a payment to your Discover card account with the Discover Mobile App takes just four steps:

  1. Log into the app and select payments from bottom navigation, then select ‘pay’
  2. Choose the payment amount you wish to make – from current balance, to statement balance, to the minimum payment, or another value
  3. Choose your preferred bank account, and whether you’d like to apply any of your earned Cashback Bonus® to the payment
  4. Tap “Continue to review”, and then verify the information before tapping the confirmation.

Note:  you can also make a payment from the homepage, by clicking ‘pay’, near the Statement Summary.

3. Manage Your Rewards

Another exciting feature of the mobile app is the ability to interact with your rewards. In the Rewards section of the menu, you can handle a variety of tasks, including:

  • Signing up for different places you can earn Cashback Bonus® each quarter.
  • Seeing how your cashback Bonus is earned and the progress towards activated rewards
  • Referring Discover to a friend to earn a statement credit.
  • Redeeming your earned Cashback Bonus® for a statement credit, electronic deposit and certain retail gift cards (which offer additional value), Seeing your rewards redemption history

4. Manage Your Credit Cards

From the Services section of the menu you are able to:

  • Manage your cards & devices, request a new card design, and add an authorized user
  • You also have the ability to request a card with a new image and see if your card is linked to Amazon, Apple Pay, or PayPal.
  • Request Credit Line Increases
  • Report your card lost or stolen, you can even use the app to report it lost, or request replacement for a damaged card.
  • Review balance transfers

5. Manage Your Mobile Alerts

The Alerts section can be navigated to via the More section of the bottom navigation.  Under ‘Alerts’ you can manage your alerts, specifically:

  • Push notifications
  • Account Activity Alerts
  • Account Security Alerts
  • Set limits for transactions and balances

6. Manage Your Messages

You can also access the Customer Service section via the More menu in the bottom navigation. In this section you can:

  • Chat with Discover representatives when they are available
  • Access the Secure Message Center, where you can send and receive messages about your account.
  • Other customer service options include viewing Frequently Asked Questions and setting up a notification to let Discover know you will be traveling.

Use the Discover Spend Analyzer

To help manage your spending, take the opportunity to review your spending with Discover Spend Analyzer. The tool can be accessed through the Activity section in the bottom nav.  This tool sorts your Discover card purchases into several categories, such as restaurants, groceries and services so you can track and learn about your spending habits. View your spending patterns for the past one to six months or longer, and compare your spending across categories. Choose to view the details in a pie chart, graph or list format. This is a great way to help improve your budgeting skills.

Other Mobile App features include: 

  • Allows you to register travel or any upcoming trips to ensure uninterrupted use of card while traveling
  • SSN Alerts: We’ll monitor thousands of Dark Web sites and alert you if we find your Social Security Number.* Activate for free.
  • Turn your account on/off with Freeze it®: Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances and balance transfers.*

Taking a moment to familiarize yourself with the Discover mobile app can help you easily manage your account on your mobile devices.  

Legal Disclaimer: This site is for educational purposes and is not a substitute for professional advice. The material on this site is not intended to provide legal, investment, or financial advice and does not indicate the availability of any Discover product or service. It does not guarantee that Discover offers or endorses a product or service. For specific advice about your unique circumstances, you may wish to consult a qualified professional.

Discover® Identity Alerts are offered by Discover Bank at no cost, only available online, and currently include the following services: (a) daily monitoring of your Experian® credit report and an alert when a new inquiry or account is listed on your report; (b) daily monitoring of thousands of Dark Web sites known for revealing personal information and an alert if your Social Security number is found on such a website. This information is intended for, and only provided to, Primary credit cardmembers whose accounts are open, in good standing and have an email address on file. The Primary cardmember must agree online to receive identity alerts. Identity alert services are based on Experian information and data which may differ from information and data at other credit bureaus. Monitoring your credit report does not impact your credit score. This benefit may change or end in the future. Discover Bank is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. To see a list of Frequently Asked Questions, visit discover.com/freealerts.

When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including merchant-indicated recurring bill payment, as well as returns, credits, dispute adjustments, delayed authorizations (such as some transit purchases), payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.

Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo, the smile logo and all related marks are trademarks of Amazon.com, Inc. or its affiliates.

PayPal, the PayPal logo are trademarks of PayPal or its Affiliates. Listed merchants are in no way sponsoring or affiliated with this program.