Pay less now with Fresh Start.

You could bring your account up-to-date with 3 lower monthly payments.

Fresh Start can help you:

Pay less now

Reduce how much you have to pay to bring your account current.

Get back on track

We'll report a current status to the credit bureaus after 3 payments.

Prevent phone calls

Enrolling will prevent calls about past due payments.

Frequently Asked Questions

Yes, late fees are integrated into your Fresh Start payment options. But once all 3 payments have posted on time each month, there will be no further late fees (provided you continue to pay by your due date each month).
Fresh Start will help you pay less now by lowering your next 3 minimum payments due. However, you will still need to pay off your entire account balance over time.