DirectPay helps you avoid late fees.

Set up free, automatic payments and prevent missed dues dates.

Take control and pay your Discover bill automatically.

Peace of Mind

Your Discover bill will be paid on time, every time.

Financial Control

Choose the recurring payment option that works best for you.

Planning Power

Avoid missed payments and costly late fees.

Frequently Asked Questions

DirectPay allows you to pay your Discover Card bill automatically, by automatically withdrawing the payment option you specify from your checking or savings account each month. DirectPay will never withdraw more than your statement balance or less than your minimum payment amount.

You can choose one of four convenient payment options:


  • Full Statement
  • Minimum Payment Due only
  • Due onlyMinimum Payment Due + Fixed Amount
  • Other Amount
DirectPay will not withdraw an amount less than the minimum payment due on the account. If the Other Amount you select fails to satisfy the minimum payment due, we will increase the fixed amount to satisfy the minimum due.
Yes. You have until 5PM (ET) on the scheduled withdrawal due date to cancel or modify your payment. You can do this online or by calling Discover at 1-800-347-3085. Please note: once you cancel your DirectPay enrollment you will be responsible for making payments on time to avoid late fees.