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Credit Cards from Discover

No annual fee*

4.8 out of 5 rating

Average reviews rated out of 5 by our Discover it® cardmembers5

Discover It Cash Credit Card

Cash Back Credit Cards

Unlimited cash rewards on every purchase. There is no limit on how much you can earn, and your rewards never expire.1

Discover it® Card

Gas & Restaurant Card

NHL® Card

Discover It Miles Travel Credit Card

Travel Credit Cards

1.5X Miles on every purchase with no limit on how much you can earn, and your Miles never expire.1

Miles Card

Discover It Chrome for Students Credit Card

Student Credit Cards

Credit cards for college and beyond. Plus, your good grades2 can earn you even more.

Student it® Card

Student Chrome Card

Discover It Secured Credit Card

Secured Credit Card

Build or rebuild your credit with responsible use3 while you earn cash rewards.

Secured Card

See how Discover compares to other credit cards.

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Get a Discover offer without affecting your credit.

Find My Offer

Discover credit cards include:

100% U.S Service

Talk to a real person any time, day or night.

24/7 Security

We monitor every purchase, every day—and you're never responsible for unauthorized charges on your Discover card account.

FICO® Credit Score

for FREE on monthly statements and online4

All with no annual fee*

Footnotes
  1. 1. Rewards Never Expire: We will credit your account with your rewards balance if your account is closed or has not been used in 18 months.
  2. 2. Good Grades Rewards: Good Grade Reward only available to new cardmembers on or after 7/23/2015 who indicate on their application that they are currently enrolled in college, and whose accounts are current and remain open when the Good Grade Reward is requested. Students with a Discover it® or Discover it® chrome card who have a GPA of 3.0 or higher (or equivalent) during a School Year (September - August) may apply at Discover.com for a $20 Cashback Bonus ("Good Grade Reward"). One Good Grade Reward per School Year, per account, up to a maximum of five (5) consecutive
  3. 3. Responsible Use: Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly. Late payments, delinquencies or other derogatory activity with your credit card accounts and loans may adversely impact your ability to build credit.
  4. 4. FICO® Credit Score Terms: Your FICO® Credit Score and key factors are based on data from TransUnion and may be different from other credit scores. This information is intended for and only provided to Primary cardmembers who have an available score. See Discover.com/FICO about the availability of your score. Your score is provided on the statement for individual accounts and on Discover.com with key factors for individual and joint accounts. You will see up to a year of recent scores starting when you become a cardmember. Discover and other lenders may use different inputs, such as a FICO® Credit Score, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.
  5. 5. Reviews: Discover it card's average "Overall Rating" based on reviews by cardmembers as seen at https://www.discover.com/credit-cards/it-card/reviews/
  6. *   Cash Back Credit Card: Intro purchase APR is 0% for 12 months from date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 0% for 12 months from date of first transfer, for transfers under this offer that post to your account by August 10, 2016; then the standard purchase APR applies. Standard purchase APR: 11.24% variable to 23.24% variable, based on your creditworthiness. Cash APR: 25.24% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer. Annual Fee: None. Rates as of April 30, 2016. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
  7. Travel Credit Card: Intro purchase APR is 0% for 12 months from date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 12 months from date of first transfer, for transfers under this offer that post to your account by August 10, 2016; then the standard purchase APR applies. Standard purchase APR: 11.24% variable to 23.24% variable, based on your creditworthiness. Cash APR: 25.24% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer. Annual Fee: None. Rates as of April 30, 2016. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
  8. Student Credit Card: Intro purchase APR is 0% for 6 months from date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by August 10, 2016; then the standard purchase APR applies. Standard purchase APR: 13.24% variable to 22.24% variable, based on your creditworthiness. Cash APR: 25.24% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer. Annual Fee: None. Rates as of April 30, 2016. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
  9. Secured Credit Card: 23.24% standard variable purchase APR. Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by August 10, 2016; then the standard purchase APR applies. Cash APR, 25.24% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge; if you are charged interest, the change will be no less than $2.00. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer, Annual Fee: None. Rates as of April 30, 2016. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amount you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
Footnotes