There’s no annual fee for your Discover it® Cash Back credit card. Not now. And not hiding a year from now.
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Samsung Pay
Learn how to use your Discover Card with Samsung Pay.
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DISCOVER IT® CASH BACK CREDIT CARD
More cash back where it matters
Frequently Asked Questions
Samsung Pay is a payment app that allows you to add your card to your supported Samsung device in order to make transactions easier.
The last card used or viewed is the card defaulted for payment. By scrolling left and right through your payment cards in Samsung Pay, you can select the card you want to use for payment.
Simple Pay is a quick and easy way to access your Discover Card without opening up the Samsung Pay application. You can open Simple Pay from the Home screen, Apps menu, or lock screen, by swiping up from the bottom of the screen (even if the display is dark or off). You can also choose which cards are displayed in Simple Pay.
You can use these Discover cards with Samsung Pay:
Samsung Pay can be used almost anywhere you can use a credit card to make purchases, or wherever contactless payments are accepted. Plastic cards may need to be used where contactless payments are not accepted (e.g gas station pumps). For more information on where you can pay with Samsung Pay, visit Samsung.com/Samsungpay.
Samsung Pay is available with the Galaxy S6, S6 active, S6 edge, S6 edge+ and Note5 through an app update. The availability will vary by mobile network operator. The app is not available for download on unsupported devices.
You will continue to earn eligible Cashback Bonus or Miles on every purchase using your Discover card with Samsung Pay. To view your individual card benefits, simply log into your Discover account or the Discover Mobile App.
To add your Discover card:
- Open Samsung Pay
- Select ADD or, if this is the first payment card being added, touch "Add a credit or debit card."
- Align your Discover card inside the frame to automatically detect the card number and expiration date or enter your card credentials manually.
- Sign your Discover card and touch "Save."
- Touch "Done" to complete the process.
To pay with Samsung Pay in-store:
- Open the Samsung Pay app from your home screen.
- Select the card you want to pay with.
- Verify the purchase using your fingerprint and hover over the card reader to pay.
Not yet. Currently, Samsung Pay can be used for in-store payments.
There is no cost to you for using your Discover card in Samsung Pay. However, your Discover card’s terms and conditions will apply to purchases. Also, additional message and data charges may apply depending on your wireless plan.
For in-store purchases you will see a confirmation screen in addition to a transaction notification on your device. You can always view your Samsung Pay transactions in the Samsung Pay app.
The return policy will vary by merchant. You can return items purchased using your Card with Samsung Pay by:
- Providing the merchant with the last four digits of your digital card number instead of your physical Card account number. The last four digits of your digital card number for your Card are listed to the left of the Card in the Samsung Pay app.
- Or, by using the same Card with Samsung Pay you used to make the purchase to complete the return at the merchant’s card or contactless reader.
Please remember to keep the original receipt you received from the merchant at the time of purchase as the transaction details listed in Samsung Pay are not an official receipt.
You may not have the eligible device and/or eligible card. If you need additional support, please contact us at 1-877-742-7822.
You are never responsible for unauthorized purchases on your Discover card.
Your digital card number is connected to your new Card number automatically. You can use your card in Samsung Pay before receiving your new physical card to make purchases, should your card info change or you receive a replacement.
If you believe your phone has been lost, stolen or compromised in any way, call Discover at 1-800-347-2683.
You can also go to Samsung's "Find My Mobile" to help you find, lock and erase your phone.
If you freeze your credit card account you will be unable to use your card, including within Samsung Pay, until you unfreeze your account. When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, delayed authorizations (such as some transit purchases), payments, Discover protection product fees, other account fees, rewards redemptions and certain other exempted transactions.
After you report your card as lost/stolen, it will be unavailable in Samsung Pay for 24 to 48 hours while a new account number is created and updated in Samsung Pay. No further action is required on your part to continue to use your card in Samsung Pay.
Yes – many transit operators welcome Samsung Pay with Discover for payments. Check the website for the transit operator in your area for more information.
Contact your transit operator first to see if they can address your concern.
Still have questions?
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Cashback Match: Only from Discover, as of November 2021. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You've earned cash back rewards only when they're processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.
No annual fee
* Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: x% variable to x% variable, based on your creditworthiness. Cash APR: x% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x% Intro fee on balances transferred by and up to x% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
Low intro APR
x% Intro APR † for x months on purchases and balance transfers. x% Intro Balance Transfer Fee until . Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.
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