There’s no annual fee for your Discover it® Cash Back credit card. Not now. And not hiding a year from now.
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All the methods you can use to pay your Discover Card.
DISCOVER CREDIT CARDS
Discover® has no annual fee on every single card
Discover makes it easy for you to make a credit card payment online or through these other convenient options:
Please see below for more information on payment posting:
For Non-Discover It® Card Members:
You can mail your check to the address on the payment coupon at the bottom of your credit card statement. If you can't find this address, mail your check to:
Discover Financial Services
P.O. Box 6103
Carol Stream, Illinois 60197-6103
Note: Please remember to always pay with a personal check, cashier's check or money order, and never send cash. Please write your account number on the "memo" line, and to avoid late fees, always allow 7-10 days for your payment to reach us. Please include the payment coupon at the bottom of your credit card statement.
Yes, you can schedule automatic payments to help you pay on time. Set your auto-pay amount at your minimum payment, your statement balance or a custom amount, and we'll automatically deduct your credit card payment each month. You'll get an email reminder a few days in advance of the payment. Learn more about automatic payments, or log in and switch to automatic payments now.
No. There's no convenience fee for any of our payment methods. Plus, Discover is the only credit card company with no annual fee on every single card.
The time it takes a payment to reach us depends on how it is handled by the bill payment service or bank. Some services, for example, process payment requests only once a day or once a week, while others process the requests electronically, but then send paper checks. Processing time may also be affected by weekends and bank holidays. To learn how your bill payment service or bank processes your payment requests, please contact them directly.
A way to make sure your payment is credited to your account is to pay online in the Account Center by clicking on the "Payments" tab and selecting "Make a Payment".
Not registered for the Account Center? Register Now.
You can pay your Discover bill any time by calling 1-800-DISCOVER (1-800-347-2683). Discover has no pay-by-phone convenience fee.
To avoid late payments and late fees, you'll want to be sure your Discover Card payment arrives on time. If you're using an e-bill or a bill payment service, you'll need to allow enough time for that checking account, debit card account or other bank account to deliver your payment. You may have a bank account that only processes payment requests once a day or once a week. Or it may process the requests electronically, but then send paper checks. Weekends and bank holidays can also cause delays. To learn how your bill payment service or bank processes payment requests, please contact them directly.
It may be faster to make your credit card payment with your Discover.com account. If you're not registered online at Discover.com, you can register now.
For Non-Discover It Cardmembers:
For Discover it® Cardmembers:
No. There are several ways to pay your Discover Card, including online at Discover.com or with our mobile app using your bank account information. Other options include sending a check by mail using the return envelope in your statement or paying by phone at the number on the back of your card.
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i message iconCashback Match: Only from Discover, as of March 2022. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You've earned cash back rewards only when they're processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.
There’s no annual fee for your Discover it® Cash Back credit card. Not now. And not hiding a year from now.
x% Intro APR† for x months on purchases and balance transfers. x% Intro Balance Transfer Fee until . Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.