Print
Text Size

Mobile Wallet

How to use Google Wallet with your Discover Card

Didn't find an answer to your question?

Send Us a Secure E-mail

Not a Cardmember? Apply for Credit Cards Online

What is Google Wallet?

Google Wallet is a virtual wallet that stores your payment information and enables you to quickly pay for purchases online and in-store from the Google Wallet app without using your physical credit card.

Where can I use Google Wallet?

You can use and pay with Google Wallet at any online retailer where Google Wallet is accepted. When shopping in stores, you can use Google Wallet at any retailer that accepts MasterCard PayPass™ contactless payments. You also can use Google Wallet to make purchases on Google sites such as the Chrome Web Store, GooglePlay, Google Offers, and Google eBooks. Click the link to view a list of popular merchants who accept Google Wallet.

Is there a fee to use Google Wallet?

There is no fee to use Google Wallet for in-store payments.

What is Google Checkout?

Google Checkout has been merged with Google Wallet to create a single wallet, whether you're buying in-store or online. For more information about this transition, click here.

If I already have a Google Checkout account, do I need to create a separate Google Wallet account?

Your Google Checkout account will automatically transition to a Google Wallet account and any payment cards stored in Google Checkout will move to Google Wallet.

How do I add my Discover Card to Google Wallet online?

We have made adding your Discover Card to Google Wallet online an easy process.  
1. Click here to add your Discover Card
2. Log in to your Discover Account
3. Click "Add My Card"
4. Log In to your Google Account
5. Allow Discover to retrieve your information
6. A page will appear with the message, "Your Discover card has been added."

Once this message appears, you are ready to start using your Discover Card via Google Wallet.

How do I make Discover my default card?

You can make Discover you default card by logging into Google Wallet online and selecting "payment methods." Under payment methods, you then need to click the "set as default" link for your  Discover Card. If your Discover Card is the first card that you add to Google Wallet, it will automatically become your default card.

Note: To change your default card to your Discover Card in the Google Wallet app, push the "Select Card" button below the Discover Card.

If I add my Discover Card to Google Wallet online, will it automatically update to the Google Wallet app on my phone?

Your Google Wallet information is stored online, making it easy to update and access your Google Wallet account from all your devices. If you have version 1.5 or later of the Google Wallet app, your Discover Card information will automatically update to your phone. Click here to download the latest version of the free.

I have an NFC-enabled phone that supports contactless payments. How can I add Google Wallet to my phone?

Not all NFC enabled phones are compatible with Google Wallet. Click here to see which phones are compatible. Some compatible phones will have Google Wallet pre-loaded onto the device. Check the app menu to see if your compatible device already has the Google Wallet app. If you have a compatible NFC-enabled phone that does not already have Google Wallet, you will need to download the Google Wallet app from the Google Play Store in order to add your card to Google Wallet if you plan to make in-store purchases. Click here to download the latest version of the free app.

Which phones are compatible with the Google Wallet app and contactless in-store payments?

To make contactless in-store payments, you need an NFC enabled phone. The current list of phones  with NFC capability that support version 1.5 or later of Google Wallet include: Galaxy Nexus, LG Viper, LG Optimus, HTC EVOTM 4GTM, Samsung Galaxy SIII, and the Nexus 7 tablet. Apple iPhones are not compatible with Google Wallet. Sprint is the primary wireless carrier network that is compatible with Google Wallet. Certain devices can be used on other networks if the device is not already linked to a specific network. But in many cases, you are currently not able to use Google Wallet on your phone if you are not a Sprint customer.More devices and carriers are expected to be added to this list in the future. Click here for more information on the latest compatible carriers.

How do I use my Discover Card in Google Wallet to pay for online purchases?

1. Click the "Buy with Google Wallet" symbol when you are ready to complete your purchase
2. Google Wallet will pre-populate the fields during the checkout process with your payment information and shipping preferences
3. Click "Place order" to complete your purchase.

How can I use my Discover Card in Google Wallet to pay for in-store purchases?

1. Unlock your Google Wallet app
2. Navigate to your Discover card in the "Payment cards" section
3. Press "Select card"
4. Tap the back of your Google Wallet compatible phone against the card reader
5. A confirmation of payment will appear on your phone

How do I know if the in-store retailer accepts Google Wallet payments?

As long as the retailer accepts MasterCard PayPass™ contactless payments, you can use your Discover Card through Google Wallet to make a purchase.  When you are checking out and you see the below symbol on the payment terminal, it means that the merchant accepts contactless payments via Google Wallet.

paypass logo
 

The in-store retailer accepts MasterCard PayPass payments but doesn't accept Discover. Can I still make a purchase using my Discover Card via Google Wallet?

Yes. As long as the merchant accepts MasterCard PayPass™ payments you can use your Discover Card via Google Wallet.

How do I receive a receipt for my purchase when I use Google Wallet in-store?

When you make an in-store purchase using Google Wallet, you will receive a paper receipt just like if you were paying with your physical card.A receipt will also appear on your phone when the purchase is complete. This receipt will be saved in the "Transactions" section of the app.

Note:
The paper receipt will list MasterCard, rather than Discover, as the payment network.

I made a payment in-store using my Discover Card via Google Wallet. Why does my receipt say I used a MasterCard?

Google Wallet currently uses a virtual MasterCard to pay the merchant in-store. This virtual card is linked to credit and debit cards, including Discover cards, that Google Wallet stores online. When you use Google Wallet, Google actually pays the merchant with the virtual MasterCard, and then charges your selected card.

What will the charge look like on my statement if I pay using Google Wallet?

The charge will say "Google*" and the name of the retailer.

Do I need to do something different if I want to return the goods I bought in-store?

Yes. To return goods purchased in-store using Google Wallet, you will follow a similar process as you do for regular returns. But in addition to the paper receipt, you may need to tap your phone to the payment terminal again to complete the return.

1. Present the paper receipt and product at the merchant's customer service desk
2. If prompted, unlock your phone
3. Navigate to your Discover card in the "Payment cards" section
4. Press “Select card”
5. Tap the back of your Google Wallet compatible phone against the card reader
6. A confirmation of reimbursement will appear on your phone

Click here for more information about returning goods purchased in-store using Google Wallet. 

Will I earn rewards if I use my Discover Card via Google Wallet?

You will earn Cashback Bonus or Miles on every purchase using your Discover Card with Google Wallet unless you have an Essential credit card, which does not have a rewards program.When using your Discover Card with Google Wallet to make purchases in-store, you can earn rewards in category based programs, such as the seasonal 5% program, on category purchases up to the dollar amount specified in each program if you signed up.When making purchases with Google Wallet online, you currently will not earn rewards in category based programs, even if the online merchant is included in the current promotional category. We hope to address this problem in the future so that you are able to earn maximum rewards wherever you use your Discover Card with Google Wallet.

Why does my Discover Card in Google Wallet not have the same picture as my physical card?

To add your new or replacement Discover Card to your Google Wallet, you will need to delete your old card from your Google Wallet account and then add your new card. At Discover, we are always trying to improve the customer service experience. We hope to shorten this process in the future.

What do I do if I am issued a new card or my current Discover Card expires?

To add your new or replacement Discover Card to your Google Wallet, you will need to delete your old card from your Google Wallet account and then add your new card. At Discover, we are always trying to improve the customer service experience. We hope to shorten this process in the future.

There was a charge made using my Discover card in Google Wallet that I did not authorize. How do I initiate a dispute for this charge?

In most cases, customers are able to reach a quicker resolution of their dispute by working directly with the merchant. Contact Google first, as they act as the merchant for purchases made using Google Wallet. Click here to go to the Google Help Center. To initiate a dispute with Discover for a charge you believe is incorrect, simply locate the transaction you would like to dispute on your statement, view the expanded detail, and click the corresponding link. Please note that transactions cannot be disputed with Discover until they have posted to your account.

My smartphone with my Discover Card saved in the Google Wallet app was lost or stolen. What can I do to protect my Discover Card account information?

Your Google Wallet account can be remotely disabled to protect your account information. To remotely disable your Google Wallet, log on to Google Wallet online, select "Devices," then click the "Disable wallet app" button for the device that was lost or stolen. Google Wallet will not authorize any transactions attempted with the disabled device. For more information on dealing with lost or stolen devices, click here.

Can I use a Secure Online Account Number to make online purchases through Google Wallet?

You currently cannot use a secure number to make a purchase when you are using Google Wallet. Please note that if you try and use a secure number in Google Wallet when making an online purchase, the order will process successfully, however, you will receive a message saying that your order has been canceled and your card will not be charged.

Where can I find the Google Wallet Terms of Service?

You can find the Google Wallet Terms of Service within the Google Wallet app and online in our help Center. To access the Terms of Service within the app, click on the main Wallet screen, go to menu options, and select the "About" option. You will see the Terms of Service at the bottom of the screen. Click here to access the Terms of Service online.

What do I do if I am having trouble using Google Wallet?

If you are having trouble using Google Wallet, click here to contact the Google Help Center.

What do I do if I'm having trouble adding my Discover Card to Google Wallet via Discover.com?

If you are having trouble adding your card and need further assistance, please call us at 1-800-DISCOVER (1-800-347-2683).

Back to Top

Didn't find an answer to your question? Send us a Secure E-mail

Not a Cardmember? Apply Now