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Google Pay
Learn how to use Google Pay with your Discover card.
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Frequently Asked Questions
About Google Pay™
More than an app, Google Pay is bringing together all the ways to pay—including Google Wallet and Android Pay—into one fast, simple way to pay in stores, on the web and in apps, without having to get your card from your wallet.
Download Google Pay for your Android device from the Google Play store.
For Android Pay™ Users
Yes. So while Android Pay is changing its name to Google Pay, all of the information you’ve added, along with your Android Pay settings, will be the same on Google Pay. You’ll also notice some new additions to the app designs and features.
No – you don’t have to lift a finger. The next time you update your Android Pay app, it will become Google Pay. Any cards you added to Android Pay will automatically show up in Google Pay. And the same transaction information you get now will continue to be available after the change to Google Pay.
Yes. Google Pay works everywhere Android Pay worked (wherever NFC payments are accepted in stores). And you can use Google Pay at checkout in some of your favorite apps and sites.
Set Up Default Card
When you use Google Pay, your default payment method is automatically charged. You can easily set or change your default method to your Discover card to make sure you're getting the most from your card's rewards.
To set your default:
The first payment method you add to Google Pay becomes your default for in-store purchases.
To change your default:
- Open the Google Pay app.
- On the lower right, tap "Cards."
- Tap the card you want to make your default card.
- Tap "Set as Default."
How to Use Google Pay
To pay with your smartphone in stores:
- Wake up and unlock your device. No need to open the app.
- Hold the back of your phone close to the payment terminal for a few seconds.
- Your payment is successful when you see a blue check mark.
Then, simply follow the payment terminal's instructions—the same as you would if you insert your card.
Or to pay with Android Wear in stores:
- Open Google Pay app on your watch.
- Hold your watch over the payment terminal until you hear a sound or feel a vibration.
- Choose "credit" if asked, regardless of card type and follow the instructions on the payment terminal.
Just look for the Google Pay logo, or older Google Wallet or Android Pay logos when you shop online using any browser, or in apps like Uber and Airbnb.
At checkout, just tap the Google Pay purchase button. You might be asked to pick a payment method and enter your shipping address before confirming your order.
You will need an NFC-enabled Android phone running Android 5.0 (Lollipop) or higher. To see the version of Android you're running, open your phone's "Setting" app, then tap "About Device."
If you see one of the following errors, your phone might not be supported:
- "Google Pay can't be used."
- "Google Pay is unable to verify your device."
- "You can no longer use Google Pay on this phone."
If you have a supported device and are experiencing issues, many of them can be fixed by resetting your phone to factory settings.
Use of an eligible Android Wear 2.0 device.You can use these Discover cards with Google Pay:
- Discover it®
- Discover it®Miles
- Discover it® Chrome
- Discover it® Secured Credit Card
- Discover® More
- Discover® Open Road
- Discover® Miles
- Discover® Motiva
- Discover® Escape
In order to use Google Pay in-store, a merchant must accept contactless payments. To identify if a merchant accepts contactless payments, look for at least one of these symbols in the store:
You can also use your Discover card while shopping in participating merchant apps.
- Open the Google Pay app.
- At the bottom right, tap "My Cards."
- At the bottom right, tap the "Add +" option.
- Tap "Add a credit or debit card."
- Take a photo of your card or enter your information manually.
- Find and enter the verification code you receive via email, text or phone.
Or without the app, simply log in to your Google Account and visit the Google payments center.
Your payment information is linked to your Google Account when you:
- Buy a Google product or service (like an app or movie on Google Play or storage space for Google Drive).
- Add cards to Google Pay, Chrome or another Google payment product.
To see which payment information is on file with Google, visit the Google payments center.
No further action is required on your part to continue to use your Discover card in Google Pay. Discover will generate a new account number and make it available in Google Pay.
Yes. You'll continue to earn rewards and enjoy all of the benefits and protections of your Discover card while using Google Pay. To view your individual card benefits, simply log into your Discover account or the Discover Mobile app.
You may not have an eligible device and/or eligible card. If you need additional support, please contact us at 1-800-347-7038.
Yes – many transit operators welcome Google Pay with Discover for payments. Check the website for the transit operator in your area for more information.
Contact your transit operator first to see if they can address your concern.
Security
When you add your Discover card to Google Pay, a virtual account number is created for that card on your device. Think of it as a digital stand-in for your payment information. This number is different from your credit card number. To view the last four digits of the virtual account number, go to "Card details" or "Transaction details."
Your personal account information is never stored on your device. You can lock and erase it from anywhere when you visit google.com/android/find and sign in to your Google account. Alternatively, you can call us at 1-800-347-7038 and we will assist you in deactivating your card in Google Pay.
If your card is misplaced, you can freeze your Discover account online or with our mobile app. The Freeze it® on/off switch prevents new purchases, cash advances and balance transfers in seconds.*
Or, if your card is lost or stolen, call 1-800-DISCOVER to report your card as lost or stolen. It will be unavailable in Google Pay for 24 to 48 hours while a new account number is created and updated. No further action is required on your part to continue to use your card in Google Pay.
If you replace your device, you will need to add your Discover card in Google Pay.
No. You are never responsible for unauthorized charges on your Discover card.
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DISCOVER IT® CASH BACK CREDIT CARD
You earn cash back, we match it all your first year
Only Discover® Cashback Match automatically matches the cash back you've earned at the end of your first year.1
Low intro APR
0% Intro APR † for 14 months on purchases and balance transfers. 3% Intro Balance Transfer Fee until . Then 11.99% to 22.99% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply.
