Discover Card Help Center

Google Pay

Learn how to use Google Pay with your Discover card.
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What is Google Pay?

More than an app, Google Pay is bringing together all the ways to pay—including Google Wallet and Android Pay—into one fast, simple way to pay in stores, on the web and in apps, without having to get your card from your wallet.

How do I get Google Pay?

Download Google Pay for your Android device from the Google Play store.

Is this replacing Android Pay?

Yes. So while Android Pay is changing its name to Google Pay, all of the information you’ve added, along with your Android Pay settings, will be the same on Google Pay. You’ll also notice some new additions to the app designs and features.

If I had Android Pay, do I need to do anything?

No – you don’t have to lift a finger. The next time you update your Android Pay app, it will become Google Pay. Any cards you added to Android Pay will automatically show up in Google Pay. And the same transaction information you get now will continue to be available after the change to Google Pay.

Can I use Google Pay everywhere I used Android Pay?

Yes. Google Pay works everywhere Android Pay worked (wherever NFC payments are accepted in stores). And you can use Google Pay at checkout in some of your favorite apps and sites.

How do I make Discover my default card for Google Pay?

When you use Google Pay, your default payment method is automatically charged. You can easily set or change your default method to your Discover card to make sure you're getting the most from your card's rewards.

To set your default:

The first payment method you add to Google Pay becomes your default for in-store purchases.

To change your default:

  1. Open the Google Pay app.
  2. On the lower right, tap "Cards."
  3. Tap the card you want to make your default card.
  4. Tap "Set as Default."

How do I use Google Pay in stores?

To pay with your smartphone in stores:

  1. Wake up and unlock your device. No need to open the app.
  2. Hold the back of your phone close to the payment terminal for a few seconds.
  3. Your payment is successful when you see a blue check mark.

Then, simply follow the payment terminal's instructions—the same as you would if you insert your card.

Or to pay with Android Wear in stores:

  1. Open Google Pay app on your watch.
  2. Hold your watch over the payment terminal until you hear a sound or feel a vibration.
  3. Choose "credit" if asked, regardless of card type and follow the instructions on the payment terminal.

How do I use Google Pay on a website or an app?

Just look for the Google Pay logo, or older Google Wallet or Android Pay logos when you shop online using any browser, or in apps like Uber and Airbnb.

At checkout, just tap the Google Pay purchase button. You might be asked to pick a payment method and enter your shipping address before confirming your order.

What devices are eligible?

You will need an NFC-enabled Android phone running Android 5.0 (Lollipop) or higher. To see the version of Android you're running, open your phone's "Setting" app, then tap "About Device."

If you see one of the following errors, your phone might not be supported:

  • "Google Pay can't be used."
  • "Google Pay is unable to verify your device."
  • "You can no longer use Google Pay on this phone."

If you have a supported device and are experiencing issues, many of them can be fixed by resetting your phone to factory settings.

Use of an eligible Android Wear 2.0 device.

Which Discover cards can I use with Google Pay?

You can use these Discover cards with Google Pay:

  • Discover it®
  • Discover it®Miles
  • Discover it® Chrome
  • Discover it® Secured Credit Card
  • Discover® More
  • Discover® Open Road
  • Discover® Miles
  • Discover® Motiva
  • Discover® Escape

Where can I use Google Pay?

In order to use Google Pay in-store, a merchant must accept contactless payments. To identify if a merchant accepts contactless payments, look for at least one of these symbols in the store:

Google Pay Logoand Touch

You can also use your Discover card while shopping in participating merchant apps.

How do I add my Discover card to Google Pay?

  1. Open the Google Pay app.
  2. At the bottom right, tap "My Cards."
  3. At the bottom right, tap the "Add +" option.
  4. Tap "Add a credit or debit card."
  5. Take a photo of your card or enter your information manually.
  6. Find and enter the verification code you receive via email, text or phone.

Or without the app, simply log in to your Google Account and visit the Google payments center.

When is my payment information linked to my Google Account?

Your payment information is linked to your Google Account when you:

  • Buy a Google product or service (like an app or movie on Google Play or storage space for Google Drive).
  • Add cards to Google Pay, Chrome or another Google payment product.

To see which payment information is on file with Google, visit the Google payments center.

What do I do if I am issued a new card or my current Discover card expires?

No further action is required on your part to continue to use your Discover card in Google Pay. Discover will generate a new account number and make it available in Google Pay.

Can I still earn card rewards, e.g. Cashback Bonus® or Miles?

Yes. You'll continue to earn rewards and enjoy all of the benefits and protections of your Discover card while using Google Pay. To view your individual card benefits, simply log into your Discover account or the Discover Mobile app.

Does it cost anything to use Google Pay?

There is no cost to cardmembers for using their Discover card in Google Pay. However, your Discover card's terms and conditions will apply to purchases. Also, additional message and data charges may apply depending on your wireless plan.

What if I'm having trouble adding my Discover card to Google Pay?

You may not have an eligible device and/or eligible card. If you need additional support, please contact us at 1-800-347-7038.

Can I use Google Pay to ride trains, busses or other public transit?

Yes – many transit operators welcome Google Pay with Discover for payments. Check the website for the transit operator in your area for more information.

What should I do if I have trouble using Google Pay for public transit?

Contact your transit operator first to see if they can address your concern.

What is a virtual account number?

When you add your Discover card to Google Pay, a virtual account number is created for that card on your device. Think of it as a digital stand-in for your payment information. This number is different from your credit card number. To view the last four digits of the virtual account number, go to "Card details" or "Transaction details."

If my phone or other device that Google Pay was saved on is lost or stolen, what should I do?

Your personal account information is never stored on your device. You can lock and erase it from anywhere when you visit and sign in to your Google account. Alternatively, you can call us at 1-800-347-7038 and we will assist you in deactivating your card in Google Pay.

If my plastic card is lost or stolen, what can I do to protect myself?

If your card is misplaced, you can freeze your Discover account online or with our mobile app. The Freeze it® on/off switch prevents new purchases, cash advances and balance transfers in seconds.*

Or, if your card is lost or stolen, call 1-800-DISCOVER to report your card as lost or stolen. It will be unavailable in Google Pay for 24 to 48 hours while a new account number is created and updated. No further action is required on your part to continue to use your card in Google Pay.

Is my Google Pay account affected if I replace my device?

If you replace your device, you will need to add your Discover card in Google Pay.

Am I liable for unauthorized charges made with my card using Google Pay?

No. You are never responsible for unauthorized charges on your Discover card.

* When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, payments, Discover protection product fees, other account fees, interest, rewards redemption and certain other exempted transactions.

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