There’s no annual fee for your Discover it® Cash Back credit card. Not now. And not hiding a year from now.
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DISCOVER CREDIT CARDS
Discover® has no annual fee on every single card
Freezing your account tells Discover that you don’t want us to authorize new purchases, cash advances or balance transfers until you unfreeze. Your account number will not change when you freeze your account.
The following transactions WILL NOT continue to occur when you freeze your account:
The following transactions WILL continue to occur when you freeze your account:
Please note that your account number will not change. You should continue to pay your bill and manage your account online or by the mobile app. Simply unfreeze your account to turn everything back on.
Yes, Freeze It is a free feature open to eligible card members with any Discover credit card.
For consumer accounts, Primary and Secondary card members may place a freeze and unfreeze on an account. Authorized users and third parties are not eligible to initiate a freeze or unfreeze.
For business cards, the Primary card member may place a freeze and unfreeze on an account while authorized employees and third parties may not. In addition, if the primary card member initiates a freeze all cards will be frozen on the account including the authorized employee cards.
Corporate cards are not eligible.
Freezing an account offers broader protection than temporarily deactivating a card.
Whether freezing your account or deactivating a card, some activity will continue, including bills that merchants marks as recurring, as well as returns, credits, dispute adjustments, delayed authorizations (such as some transit purchases), payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.
1. Freeze it®: When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, delayed authorizations (such as some transit purchases), payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.
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i message iconCashback Match: Only from Discover, as of January 2021. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You've earned cash back rewards only when they're processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.
There’s no annual fee for your Discover it® Cash Back credit card. Not now. And not hiding a year from now.
0% Intro APR † for 14 months on purchases and balance transfers. 3% Intro Balance Transfer Fee until . Then 11.99% to 22.99% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply.