Discover Card Help Center
Closing a Discover Card Account
- How do I close my Discover card account?
- Will I be charged a fee if I close my account?
- Do I have to pay off my balance before closing my account?
- Can I close my card on a temporary basis?
- I have a joint card account. If I close the card account can the other user still use the card?
- Once I close my account can I reopen it at a later date?
- Can I redeem my rewards if I close my account?
- Do I have to reapply for a new account if my account was closed due to inactivity?
How do I close my Discover card account?
You can close your Discover Card account by calling 1-800-DISCOVER (1-800-347-2683).
Will I be charged a fee if I close my account?
There is no fee for closing your account.
Do I have to pay off my balance before closing my account?
You do not need to pay off your account balance before closing the account, but you will need to continue to make payments on the balance due after closure of the account.
Can I close my card on a temporary basis?
We cannot close a card account for temporary reasons, however, we can deactivate your card for a specified time period.
I have a joint card account. If I close the card account can the other user still use the card?
If we close your account it will be closed for both parties.
Note: Despite the closed account, both parties are still responsible for paying off the balance.
Once I close my account can I reopen it at a later date?
You cannot reopen a card account once it has been closed. You will have to reapply for a new Discover Card.
Can I redeem my rewards if I close my account?
You can redeem your rewards online or over the phone before closing the account. If you close the account before redeeming your rewards, we will credit your account with your rewards balance.
Do I have to reapply for a new account if my account was closed due to inactivity?
Yes. You will have to reapply for a new account if your card account was closed because of inactivity.