DISCOVER CARD HELP CENTER

Closing a Discover Card Account

How to close a Discover card account.

Call 1-800-DISCOVER (1-800-347-2683)

QUICK LINKS

DISCOVER CREDIT CARDS

Discover® has no annual fee on every single card

See All Credit Cards

Frequently Asked Questions

You can close your Discover Card account by calling 1-800-DISCOVER (1-800-347-2683).

There is no fee for closing your account.

You do not need to pay off your account balance before closing the account, but you will need to continue to make the minimum required payments due on any outstanding balance after closure of the account.

We cannot close a card account for temporary reasons, however, we can deactivate your card for a specified time period.

If we close your account it will be closed for both parties.

Note: Despite the closed account, both parties are still responsible for paying off the balance.

You cannot reopen a card account once it has been closed. You will have to reapply for a new Discover Card.

You can redeem your rewards online or over the phone before closing the account. If you close the account before redeeming your rewards, we will credit your account or send you a check with your rewards balance.

Yes. You will have to reapply for a new account if your card account was closed because of inactivity.

Account Management


Still have questions?

phone icon

CALL US

phone icon
Call 1-800-DISCOVER. We're here to help 24 hours a day.
message icon

Message Us

message icon
Message a U.S.-based agent to get your questions answered.
i message icon

Chat With us

i message icon
Chat with a U.S. based agent using Apple Business Chat.
Discover it cash back credit card

DISCOVER IT® CASH BACK CREDIT CARD

You earn cash back, we match it all your first year

Only Discover® Cashback Match automatically matches the cash back you've earned at the end of your first year.1

Apply Now

No annual fee

There’s no annual fee for your Discover it® Cash Back credit card. Not now. And not hiding a year from now.

Low intro APR

x% Intro APR† for x months on purchases and balance transfers. x% Intro Balance Transfer Fee until . Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.

†See Rates, rewards and other info > , Opens new window
gjvp-1. gjx4-3. rjqx-4. kxpa-6. gebu-8.