Discover it Cash Back Card

The cash back card made especially for everyone

See if you’re pre-approved with no harm to your credit score ¹

See if you’re pre-approved with no harm to your credit score ¹

We’ll automatically match all the cash back

you’ve earned at the end of your first year. ²

Earn 5% cash back at different places each quarter, up to the quarterly maximum when you activate.

You can talk to a real human in customer service any time, day or night. ³

Discover is accepted at 99% of the places that take credit cards nationwide. ⁴

The best part of earning is redeeming

$1 cash back = $1 to redeem

With Discover, you earn cash back not points. So, every $1 you earn is worth $1 when you redeem.

Rewards won’t expire for the life of the account. Redeem rewards for any amount.

Footnote 1:
Any pre-approved offers you receive may have offer terms that vary from other offers you see elsewhere. Some card products are not eligible for pre-approval.
Footnote 2:
Cashback Match: We’ll match all the cash back you’ve earned on your credit card from the day your new account is approved through your first 365 days and add it to your rewards account within two billing periods. You earn cash back only when transactions are processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover or Capital One checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardholders. No purchase minimums.
Footnote 3:
Customer service: Certain specialized customer service agents may not be available 24/7.
Footnote 4:
Acceptance: According to the Feb 2026 issue of the Nilson Report.

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