What’s most important to you? I want to earn rewards for my spending I want to know my money is secure I want to access my money with ease All of these are equally important to me Back Excellent! Our checking account lets you earn cash back. Our checking account is FDIC insured (like all of our accounts)—and lets you earn cash back. Our checking account has over 60,000 no-fee ATMs—and lets you earn cash back on qualifying debit card purchases. Cash back, check. FDIC insurance, check. ATMs, check. We’ve got you covered.