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NHL and the NHL Shield are registered trademarks of the National Hockey League. NHL and NHL team marks are property of the NHL and its teams. © NHL 2026. All Rights Reserved.

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The offer terms presented on this page (including, but not limited to, APR rates and minimum payments) may be different than offer terms displayed if you navigate away from this page. Check the terms of your specific offer before you move forward with submitting an application.

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Cashback Match: We’ll match all the cash back you’ve earned on your credit card from the day your new account is approved through your first 365 days and add it to your rewards account within two billing periods. You earn cash back only when transactions are processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover or Capital One checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardholders. No purchase minimums.

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FICO® Credit Score and CreditWise Terms: Eligible users who have signed up for CreditWise, a free credit monitoring service provided by Capital One, will get access to their TransUnion® credit report, FICO Score 8, credit monitoring alerts, tools to help them understand their credit, offers, and more. The credit score provided in CreditWise is a FICO Score 8 based on TransUnion data. The FICO Score 8 gives you a good sense of your credit health but it may not be the same score model used by your lender or creditor. In order to enroll in CreditWise, you need to be over the age of 18 with a valid social security number that can be matched to a credit profile with TransUnion. The availability of the CreditWise tool and certain features in the tool depends on our ability to obtain your credit history from TransUnion and whether you have sufficient credit history to generate a FICO Score 8. Some monitoring and alerts may not be available to you if the information you enter at enrollment does not match the information in your credit file at (or you do not have a file at) one or more consumer reporting agencies. You do not need to have a Capital One account (which includes Discover card accounts) to sign up for CreditWise. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

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Alerts and CreditWise Terms: Eligible users who have signed up for CreditWise, a free credit monitoring service provided by Capital One, will get access to their TransUnion® credit report, FICO Score 8, credit monitoring alerts based on select changes to their TransUnion® and Experian® credit reports and information we find on the Dark Web, tools to help them understand their credit, offers, and more. The credit score provided in CreditWise is a FICO Score 8 based on TransUnion data. The FICO Score 8 gives you a good sense of your credit health but it may not be the same score model used by your lender or creditor. In order to enroll in CreditWise, you need to be over the age of 18 with a valid social security number that can be matched to a credit profile with TransUnion. The availability of the CreditWise tool and certain features in the tool depends on our ability to obtain your credit history from TransUnion and whether you have sufficient credit history to generate a FICO Score 8. Some monitoring and alerts may not be available to you if the information you enter at enrollment does not match the information in your credit file at (or you do not have a file at) one or more consumer reporting agencies. You do not need to have a Capital One account (which includes Discover card accounts) to sign up for CreditWise. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

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When Card Lock is enabled, some activity may continue, including returns, credits, payments, interest, balance transfers, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions. Typically, only primary cardholders or account managers can lock and unlock a card. Capital One customers are responsible for regularly checking their account activity and making payments on locked cards. If your card is lost or stolen, please notify Capital One as soon as possible.

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Acceptance: According to the Feb 2026 issue of the Nilson Report.

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$0 Fraud Liability: An “unauthorized purchase” is a purchase where you have not given access to your card information to another person or a merchant for one-time or repeated charges. Unauthorized use and $0 fraud liability claims are subject to investigation and verification. Please use reasonable care to protect your card and do not share it with employees, relatives, or friends.

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